DISCLAIMER / TERMS OF USE   
     
 

Neuma, Inc. (who along with its affiliates, subsidiaries, officers, directors, representatives, agents and employees is collectively referred to as “Neuma”) maintains this web site as a service to its existing and potential clients and business partners. By using this web site, you agree to the following terms of use, which Neuma may unilaterally change at any time:

Readers of this web site in states or jurisdictions in which Neuma is not licensed to undertake the transactions discussed herein are advised that the contents of this web site are informational only and may not apply to them.

No advice or recommendation is made by Neuma. This web site is not intended to directly or indirectly provide advice as to the value of any investment or as to the advisability of investing in, purchasing, holding or selling any investments or securities. Neuma does not provide tax or investment advice or advocate the purchase or sale of any security or investment.

Any decision to invest, or other financial decision, should not be made based upon the information provided herein. You should invest only after consulting your own investment advisor and after reviewing more specific information concerning Neuma and information regarding investments in life insurance policies.

This web site and the information contained herein is not an offer by Neuma to sell any life insurance policy or an interest therein (including any portfolio of life insurance policies), nor any investment or security, and is not a solicitation by Neuma to purchase any life insurance policy, interest therein, or any investment or security.

Neuma may have positions or interests in any of the life settlements discussed as principal or as agent; or may act as manager, co-manager, or participant in a syndicate to distribute private placements or public offerings for life settlements.

Neuma accepts no liability whatsoever for any direct or consequential loss arising from the use of this web site material or its contents. Opinions expressed herein, if any, are subject to change without notice.

This web site includes forward-looking statements such as statements regarding expected, anticipated or possible gain from investments in life settlements. For this purpose, forward-looking statements are statements other than statements of prior events. Forward-looking statements include any predictions, expectations, plans, objectives, goals, assumptions or statements about any future events. There are risks and uncertainties beyond the control of Neuma that could cause actual results to differ materially from current expectations. Also bear in mind that past performance does not guarantee future results.