Neuma confirms the status of each policy directly with the insurance company.

Our insurance review process includes:

• Reviewing the broker’s initial application to ensure that policy information, including policy illustrations, is complete.

• Ascertaining that the necessary releases are signed so that Neuma can obtain data directly from the insurance company and medical providers.

• Evaluating the insurance company’s financial rating.

• Verifying that the insurance company is domiciled in the United States.

• Verifying coverage, policy type, loan against the policy, and cash value.

• Verifying that the insured is a resident of the United States .

• Thoroughly reviewing the terms of the insurance policy.

• Comparing medical data on the initial insurance application with current health information.